Updated at: 06-05-2022 - By: Leo Hall

In Animal Crossing: New Horizons, players will be able to purchase items with bells once again. Some of the loans you’ll be given by Nook Inc. necessitate the use of these funds. Earning Bells can be done in a variety of ways, some of which are far faster than others. In this article, we’ll show you how to get the most Bells in the shortest amount of time possible. Let’s get started now.

How to Make Bells Quickly in Animal Crossing New Horizons

To be clear, there are no known money cheats or exploits for Animal Crossing New Horizons at the time of this writing. Using any of the strategies listed here will get you plenty of Bells in the shortest amount of time feasible. The greatest ways to produce Bells are outlined here.

10 Ways to Earn Bells in Animal Crossing: New Horizons - YouTube

Selling Fish and Bugs

Selling fish and bugs is a great method to earn Bells in Animal Crossing New Horizons. Obviously, you’ll want to donate the new species that you find to Blathers (more on that here), but spending some time fishing and catching bugs will quickly make you money. Keep an eye out for Peacock butterflies as you’re roaming your island for fish like the Golden Trout (the butterflies are green and blue in color).

Catch Tarantulas/Scorpions

This approach needs a certain amount of guts, but the payoff is enormous. It’s possible to run into one of these spiders while out at night. We’re talking thousands of Bells here if you manage to snag one. In order to avoid a possible bite and fainting, you should approach cautiously, as detailed in this tutorial.

Bell Vouchers

You can buy Bell Vouchers at the Nook Stop machine once you’ve unlocked Nook’s Cranny. You can buy a voucher for 3,000 Bells in exchange for 500 Miles. Your Nook Miles will be converted to Bells in no time if you use this method.

Sell Fossils

Selling fossils is a good way to get quick money. A museum will appreciate any fresh fossils that you have, but selling any duplicates will bring in a lot of money.

Dig for Bells and Plant Money Trees

Bells can be found buried in the earth from time to time. Here is a list of places where you can find them. Go to your inventory and take out 10,000 Bells after digging the hole. A few days after you put this back into the hole, a money tree with $30,000 will grow there.

Sell Your Unwanted Items

While playing Animal Crossing New Horizons, you’ll undoubtedly amass a plethora of unnecessary clutter. Furniture and apparel can be sold if they don’t fit your style. Sell whatever you don’t use or want.

Take Advantage of the Turnip Market

After building Nook’s Cranny, turnips are unlocked. Turnips will be available for purchase every Sunday. Turnip prices fluctuate constantly throughout the day. You can make a lot of Bells if you sell on the proper day; for further information, see our Turnips page.

Fram Atlas Moths

When I first started playing, there was an excellent way to make a lot of Bells by using the tarantula island. You can now learn how to create Bells from Atlas Moths by following the instructions in this article.

Dream Bells Exchange Tickets

You can receive a Dream Bells Exchange Ticket if you go into the dreams of other players in Animal Crossing New Horizons. You can exchange it for 5000 Bells at Nook’s Cranny. This is an excellent method to supplement your income.

Here’s the Fastest Way to Make Bells Early On

In Animal Crossing New Horizons, you won’t have a lot of chances to make Bells in the beginning. Start using the approach described in the following paragraphs.

  1. Keep Tree Branches on Hand
  2. Construct a fishing rod.
  3. Keep fishing until you’re out of food.
  4. Timmy will buy the fish.
  5. Repetition is required until your fishing rod breaks, at which point you should switch to another one.

How to make bells fast and earn lots of money in Animal Crossing New Horizons

There are a few tricks you may use to earn additional bells in Animal Crossing, even though making money in the game is primarily a matter of spending time. What matters most is how you invest your time and money in order to maximize your effect. This is why we’ve put together this list of tips for making a ton of bells in the shortest amount of time possible.

Remember that all of these recommendations are mostly based on you being a responsible islander. Every day, go outside and gather fruit from trees. Gather resources by hammering rocks. Replant trees that have been cut down. Regularly fish for and catch bugs. Excess fossils can be sold to fund museum operations, or they can be dug up and used as needed. If you shake trees, hit rocks, shoot down balloons, or dig, you might actually get some money out of it. If you aren’t doing this, you’re living island life incorrectly.

This Money Tree Trick Will Change Your Life In Animal Crossing New Horizons - YouTube

Sell items – but be careful who you sell them to

To state the obvious, the primary means of earning money in New Horizons is through the sale of products in exchange for bells. Timmy and Tommy will serve as the primary vendors for the sale of merchandise, first in the Residential Services tent and then in the resurrected Nook’s Cranny shop. In the event of an item sale, they will be your primary point of contact.

However, they aren’t the only way to get in touch with the company. Once your island has grown to a certain size, two unique NPC animals will come to visit you every week. Flick is a chameleon and so is C.J. the beaver. Fish and bugs are two of C.J. and Flick’s favorite things, as their names suggest. Fish and bug-catching tasks are both available, as well as unique items, from both of them. Of equal or more importance, however, is the fact that this couple spends more money on fish and bugs than Timmy and Tommy. Remember that.

As far as Timmy and Tommy are concerned, they have a flat fee for all services and are available around the clock. In addition to having established hours of operation and a drop box outside the store, Nook’s Cranny (with your aid – and yet you receive no discount!) will be open during those hours, and they’ll pay you the money in the morning. As soon as they arrive in Nook’s Cranny, you can sell the day’s “Hot Item” for extra money. This changes constantly, and it appears that the game is intelligent enough that you can get your hands on it. Often, you’ll be able to make it yourself. While we’re on the subject…

Crafting can net you a lot more money than selling raw materials

Crafting is a new feature in Animal Crossing New Horizons, allowing the player to collect recipes and materials like wood, iron, and clay and then assemble them to make new goods. In many cases, it’s more cost-effective to create finished goods from raw materials than than sell the raw materials themselves.

Here are a few examples of how this might work. You can sell an Old Tyre to Nook’s Cranny for 10 Bells if you find one in the water. The Old Tyre is worth 20 bells if you turn it into a Tyre Toy at a crafting station. Another option is to buy two Iron Nuggets for 750 bells. You can make a Frying Pan for 1500 Bells with the same number of Iron Nuggets. That’s a twofold return on your investment!

It’s clear that this is a time-consuming endeavor. However, if you’re just starting out on the island, it’s not a bad idea to make something useful out of any leftover raw materials. Also, keep in mind that various materials, such as wood and iron, are often utilized to restrict growth, so you’ll need to save a small amount of each in order to establish new stores or construct new infrastructure.

Import foreign fruit to sell it – and grow perfect fruit

The collection and sale of fruit is an essential part of any Animal Crossing economy. If you shake or hit the trees, you’ll see fruit fall to the ground, and you can gather it off the ground. Once you have the fruit, you may then sell it to Timmy and Tommy to make money. How easy can it be?

It’s not that straightforward, is it? In the first place, each island has its own ‘local’ fruit. When you initially land on your island, you’ll find this fruit growing wild. Although they can be sold, they aren’t particularly valued because of their abundance. For imported foreign fruit, you’ll get considerably more bells than you would for local produce. A Nook Miles ticket or a multiplayer game can both help you collect foreign fruit, but the most convenient method is to visit a different island and coordinate with a buddy who has different fruit.

It’s possible to bring a foreign fruit back to your island and sell it. If you have a little island, you can even grow it there. There will be long-term benefits to this as soon as a tree grows up and produces that fruit. A large portion of my island was turned into a foreign fruit paradise, which won me a large number of bells as a result of this.

Perfect Fruit, a mainstay of Animal Crossing, is also available. Perfect in every way, this piece of fruit is scrumptious. As a result of its near-perfect character, it is highly sought for. These are extremely valuable, but they are also extremely rare. If you acquire a perfect fruit (which will be clear if you do, as it will look rich and spectacular), you should plant it. This is the most important piece of advice. There are three extra perfectly ripe fruits in the first harvest from a tree that has been planted with a perfect fruit. It’s only for the first crop – but if you plant one of those flawless fruits, you can start a chain of perfection. No natural ideal fruit can be grown in this manner.

As a final option, you can plant money trees by burying money sacks in the ground. Bury 10,000 bells, for example; a tree will sprout with three bags each holding 10,000 bells within days! This is a wise purchase.

Play the Stalk Market to make big gains

NPC Daisy Mae will be to your island once a week, on Sundays. Animal Crossing fans will be glad to know that the Stalk Market has returned despite the change in administration and will operate much like it did in the previous game, which was run by her grandmother Joan. Is Animal Crossing’s take on the Stock Market? Turnips are the focus here. As a matter of course.

When it comes to the basics, you may buy turnips from Daisy Mae at a fixed price on Sundays. When selling Turnips at Nook’s Cranny during the week, you may make a tidy profit in bells or lose all of your hard-earned money depending on how much the price of Turnips fluctuates twice daily. Keeping a close eye on the market and selling at the proper time is all that is required.

Turnips lose their value if you don’t sell them before the following Sunday. As a result, it’s a high-risk, high-reward method of producing money. On the first Sunday after you helped build Nook’s Cranny, Molly Mae will start showing up.

The best turnip pricing may be found on Reddit and Animal Crossing forums. You can go to them for a huge pay day in exchange for a few products or a portion of your money.

Spider Island – fill any island with Tarantulas

It takes some time and effort, but Zach Soares on Twitter discovered an excellent technique that can get you more than 200,000 Bells in one run.

You can turn any island into a spider island with Dodo Airlines by using this method. You may read our complete guide on how to create a spider island and earn a ton of bells, but here’s the quick version:

  • Make sure it’s after 7 p.m. or so.
  • Remove the stumps from every tree you cut down.
  • If you want to pick a flower, don’t pull it out of the ground.
  • Toss out anything but the most sturdiest
  • Eliminate other pests
  • Toss everything else on the sand.

If this is the case, the island should be infested with spiders and tarantulas. Creepy! You may not be able to get rid of bugs if you live on an island where there are no natural occurrences of bugs, according to some sources. Nevertheless, it’s worked for us, and now you’re sitting on a huge pile of bells.

How to make money fast in Animal Crossing: New Horizons

It’s vital to keep in mind that “quick” is a subjective term. Because Animal Crossing is a’slow-life’ game, everything of the advice provided here will take time to implement. If you expect to be a millionaire right away, you’re going to be disappointed. There are several tried and true methods for gaining bells in New Horizons, such as fishing and selling uncommon fish or simply striking rocks with a shovel to get the job done quickly.

Sell fruit and shells

Starting out, selling your island’s fruit is the quickest and most efficient way to earn Bells. When you visit New Horizons, you’ll find five different kinds of fruit to eat. It costs 100 Bells to sell a single piece of local fruit (the fruit your island is randomly assigned at the start of the game), but 500 Bells to sell a single piece of foreign fruit (acquired from other players’ islands). Increase your inventory so that you can store all of the non-native trees you’ve planted, and you may earn a lot of money by selling fruit you’ve grown instead of having to go to the store (and and there are Nook Mile achievements for doing so).

When your native fruit trees eventually produce flawless varieties, their golden gloss will let you identify them. For 600 Bells, you’ll obtain a perfectly ripe fruit-producing tree if you plant one of these ideal variations. All non-native perfect fruit from other islands will earn you a whooping 3000 Bells each piece. Within a few months, you’ll be a Bellionaire!

Timmy and Tommy will also buy shells that were up on the shore. Shells from the beach aren’t going to make you a millionaire, but in the early stages of the game, they can make the difference between a warm head and a cold one. If we were you, we’d take care of them by vacuuming them up.

Sell fossils

You’ll find new fossils on your island every day, and they’ll be marked by a fissure in the earth. With your shovel, excavate these prehistoric artifacts and bring them to the Museum. There, Blathers will identify and then present them. Any duplicates you uncover, on the other hand, can be sold for a healthy amount of Bells at Nook’s Cranny.

Your income will vary depending on the type of fossils you find. If you want to get a Tricera Torso, for example, you’ll have to pay 5,000 Bells. If you’re missing any fossils from your collection, you can find them all here.

What Happens In Animal Crossing, Stays In Animal Crossing - YouTube

Sell fish and bugs

There’s more to your tropical island paradise than racoons and eccentric inhabitants. Take a closer look for shadows hiding along the water’s edge or head to thickets of flowers to search for fish and insects. If you have a fishing rod or a net, and you catch a few animals, you can sell them at Nook’s Cranny.

Bells are earned based on the species of critter you collect. The price of a common Sea Bass is 400 Bells, whereas a rare Oarfish is worth 9,000 Bells! A common butterfly will give you 160 bells, whilst a mantis would give you 430 bells. For example, tarantulas, which can be harvested for quick payment, sell for significantly more than other eight-legged creatures.

Shake trees

Trees are an integral part of island life in Animal Crossing. As well as fruit, you’ll be able to get your hands on crucial DIY supplies from them. Find different sorts of wood by swinging your axe at a trunk. These woods can be used to build products, but can also be sold. You may also give a tree a good shaking. Shaking trees that don’t produce fruit is always a risk, but sometimes goods that can be sold fall to the ground.

There are also a smattering of trees scattered over the island that contain Bells at random. The fastest and safest way to top up your Bell account isn’t via shaking trees for money; however, if you’ve tried everything else, shaking trees might be worth a go.

Hit rocks

When you whack a rock with a shovel or axe, you’ll receive smaller rocks, ore like iron nuggets, and clay in the process. Crafting or selling these goods for a tiny number of Bells can be done with them all. If you’re lucky, you might even come across a gold nugget worth a lot of money!

You’ll get a new money rock each day, so you’ll never run out of money. It can increase your balance by a whopping 8,000 Bells if you find it. As long as there are Bells left to be collected, you must stand near the rock in order to gather the bounties it has to offer. To maximize Bell production, you must establish a rhythm, so be careful not to miss a hit.

In New Horizons, you may rely on the tried-and-true rock trick from prior games to get the most out of your rock-bashing efforts.

Sell weeds

De-weeding your island is a common first action for players who begin the game with weeds. Once you’ve gathered a large amount of weeds, you’ll be left with 99 individual plants in your inventory.

For each clump of 99, you can bring in 990 bells to the shop. Cleaning up your island and making some money at the same time is a win-win situation, even if it’s not the most lucrative.

Hay beds can be made from weeds later in the game, and they sell for 400 Bells instead of the 200 Bells they would have sold for uncrafted. You’ll also get Nook Miles for creating them. This is something Bisylizzie mentioned in the comments.

Don’t miss the chance to sell weeds to Leif’s Garden Shop if he’s in town; he’ll pay you twice as much as Timmy and Tommy do for weeds.

Plant money trees

You realize that money doesn’t grow on trees? Oh, come on, wait a minute.

The same soil fissures that provide fossils may also contain golden lights as you travel across your island house. You’ll find 1,000 Bells if you use a shovel to uncover these gems! A valuable money tree will appear on your island within days if you choose to rebury the Bells.

Despite the fact that money trees don’t produce Bells as frequently as fruit trees, each harvest provides a delectable 3,000 Bells!

As for making money, the old adage holds true: you must first invest your own. Try burying 10,000 or even 99,000 Bells when you’ve saved up enough money. As opposed to merely digging up and burying the 1,000 you unearth. While it may be difficult to go without that money for a few days, it is worth it to shake a tree and pocket roughly 300,000 bells in the process.

HOWEVER! According to the Animal Crossing Wiki, there’s a 70% chance you’ll only get 3x 10,000 Bells once the tree grows and flowers if you bury 99,000 Bells (or any amount of Bells over 10,000). If you bury 99,000 Bells in a blazing hole, your chances of striking it rich are merely 30%. Dang! There’s no way we’ll be able to guarantee 297,000 Bells a day.

Planting 10,000 money trees gives the best return on investment over the course of a year, according to the numbers. As stated in the AC wiki, this ensures you will make the greatest money over a long period of time. Even if you don’t manage to shake over 300,000 bells from a tree, experts believe that consistency is key to success.

Exchange a Bell voucher (500 Nook Miles) for 3,000 Bells

It is possible to redeem Bell Vouchers at the Nook Stop in Resident Services using Nook Miles at some point in the game. 500 Nook Miles are needed to purchase a Bell Voucher which can be redeemed for 3,000 Bells at Nook’s Cranny.

When purchasing a Bell Voucher, there is no restriction to the number of tickets you can purchase in one day. You can use this later in the game if you need a large sum of money quickly.

Harvest tarantulas on a Nook Miles island

If you’re not afraid of spiders, harvesting tarantulas is said to be an excellent way to increase the number of Bells in your cast. You can either utilize your Nook Miles to visit random islands and land on the ‘Tarantula Island’ template at random, or you can game the system to turn any old Mystery Island into a breeding ground for tarantulas.

It’s still possible to gather an army of bugs on a Nook Miles island at night despite Nintendo’s recent changes to their insect spawn rates. All you need is a little elbow grease to get rid of everything but a few flowers. This is possible because of the way the smaller islands’ ecosystems are generated by the game. There is no doubt in our minds that this method works, and after only 30 minutes of work, we had our own island of Tarantula (plus Wharf Roaches and Tiger Beetles).

Buy turnips and play the Stalk Market

Turnip bundles of 10 are Daisy-speciality, Mae’s and she visits your island every Sunday between 5 a.m. and 12 p.m. Throughout the week, you have the opportunity to resell the turnips to Timmy and Tommy for a profit.

There is, of course, a risk associated with investment. You’ll need to ask the raccoons each day to see how much they’re willing to pay for your product if you want to sell it at the best potential price. It’s also important to note that you only have one more Sunday to sell the turnips before they’re worthless to the likes of rats and mosquitoes. Sell them if the price hasn’t increased over what you paid for them by the following Saturday. Turnips cannot be left in the donation box or sold to Timmy & Tommy on Sundays. Last chance to sell them on Saturday at 9.59pm before Timmy & Tommy closes up shop.

One of the best ways to make money in gaming is by stalking your favorite celebrities and then selling them for a profit when the time is right. On some islands, turnip prices increase to 500 Bells-a-piece using online platforms and methods. If you’re seeking to pay off that adorable swine Tom Nook, the experience can turn chilly and transactional with people charging admission and huge lines forming. However, given the time investment required to welcome visitors, it may be worth it. Please leave a tip!

So, what are Nook Miles and how do I get them?

In Animal Crossing: New Horizons, you can earn Nook Miles as a secondary form of cash. These tokens, like Air Miles and MEOW coupons from New Leaf, are given to players who complete various chores throughout the island. It’s worth keeping an eye out for these stamps, as there are several Nook Miles to be earned and unique goodies to be exchanged for at the Nook Stop. The Nook Miles can be used to buy unique things or travel to the Mystery Islands.

How to get Nook Miles

With your Island Getaway Package, you’ll earn Nook Miles the moment you step foot on your isolated island. In actuality, these coupons will operate as your currency to pay for your flight at the start of the game.

With ZL, you’ll be able to see all the tasks that will earn you Nook Miles on the Nook Phone. The majority of these mini-checkpoints encourage you to explore the island to its fullest and to build a house and a thriving settlement on its surface. Nook Miles will be earned immediately if you change the island flag or add a message on the bulletin board.

Nook Miles +

Nook Miles Plus can be accessed once you’ve paid off your first mortgage and settled into a home rather than a camp site. Nook Miles + gives the player five on-the-spot objectives to do in addition to basic targets to hit in their daily excursions.

For doing these chores, you’ll earn Bells by capturing and selling a certain amount of fish or bugs, interacting with a specific villager, and more. With the new Nook Miles + function, you’ll never run out of exciting activities to do with the help of this new feature.

If you want to grow rich quickly in Animal Crossing: New Horizons, you’ll need to use some of these strategies. Rather than putting in a lot of effort, focus on becoming efficient.

It's Time To Create a 5 Star Island! Animal Crossing New Horizons Gameplay - YouTube


How do you get a royal crown in Animal Crossing?

Getting Animal Crossing: New Horizons’ Royal Crown

Can I plant more than 10000 Bells?

In order to avoid losing all of the Bells they’ve invested, players should only plant up to 10,000 Bells at a given time. You should strive to arrange all of your Money Trees together in order to enhance efficiency.

What should I not sell in Animal Crossing?

They’ll come in handy in the future.

  • Do not attempt to sell DIY recipes that you do not yet know how to make yourself. Just because you can’t afford it doesn’t mean you should throw away a recipe or plan. …
  • You should not be selling fossils. Give the museum one specimen of each fossil….
  • Don’t get rid of anything just because it’s no longer needed.


Animal Crossing: New Horizons’s guide also provides a comprehensive list of all fish, bugs, and sea creatures that can be found in the game. As a guide, we can teach you how to catch the elusive Coelacanth, Mahi Mahi, Giant Trevally Stringfish Golden Trout and all of the Sharks and Beetles that will be leaving at the end this month, as well as a complete list of Critters that will be returning. Along with the best custom design codes and islands we’ve uncovered so far, we’ve also produced a comprehensive list of K.K. Slider songs and a comprehensive list of the best islands to visit using Dream Address Codes.

To help out, we’ve put together a list of helpful hints, including how to find Redd’s fake paintings and statues; where and when to find special characters like Gulliver and Sable; where and when to use the Star Wand; how to breed flowers; how to get more DIY recipes; and how to upgrade Nook’s Cranny. You’ll learn how to back up your island’s data, travel back in time, and more.

Finally, if you haven’t already done so, here’s how you can get your hands on Animal Crossing: New Horizons for the Nintendo Switch.